eEG7 SMILe - The European Insurance Core Component Library
eEG7 has published now the SMILe European Insurance Core Component Library as a subset of the global UN/CEFACT Core Component Library version CCL11B. SMILe is designed to support electronic insurance processes in Europe by reducing the global library to those Insurance Core Components that are used for insurance business in Europe.
SMILe is maintained in the development tool Enterprise Architect and is available for browsing and download on our website in the section "European Insurance Standards". The SMILe Library contains the Insurance Core Components (ACCs) with all their attributes (BCCs). The class diagrams are illustrating the SMILe Data Model with the ACCs and their associations (ASCCs).
Video: Manuel Reimer on the importance of the UN/CEFACT Core Component Library
eEG7 Chairman Dr. Manuel Reimer explains the importance of the UN/CEFACT Core Component Library, which is the basis for the BiPRO insurance standards in Germany.
See the video at: http://www.youtube.com/watch?v=rAyvYjCBDYs
UN/CEFACT Global Meeting of Experts and Management Meeting between ACORD and eEG7
At the UN/CEFACT Global Meeting of Experts in Washington DC, 28 March – 1 April 2011, ACORD and eEG7 confirmed their close cooperation for the development of global process and data standards for the insurance industry. The next step is the harmonisation of core components for the requirements of commercial insurance.
On 31 March, eEG7 Chairman Dr. Manuel Reimer had a meeting with ACORD President and CEO Gregory A. Maciag and other members of ACORD’s management at the ACORD main office in Pearl River NY. The main focus of this meeting was to raise the interest for cross-border standards in Europe. Potential areas for common requirements were discussed: commercial insurance, regulatory data reporting, NatCat data collection, reinsurance administration. In 2011, several events in Europe will be organised to strengthen the idea of an European Standards Initiative.
See the ACORD website for a report about the meeting: http://www.acord.org/about/NewsCenter/news/Pages/20110406_acord_eeg7.aspx
UN/CEFACT Core Component Library CCL10A published with Insurance Core Components for Motor Claims
The UN/CEFACT Core Component Library Version CCL10A is now published and is containing a complete set of CCs for the processes in the area of motor claims handling. This is the result of the joint development by eEG7 and ACORD (USA).
CCL10A is available at: http://www.unece.org/cefact/codesfortrade/unccl/CCL_index.htm
The library of all the Insurance CCs consists now of 233 ACCs (Aggregate Core Components, the standardised objects) with 2,450 BCCs and ASCCs (Basic Core Components, the attributes – Association Core Components, the relationships between the ACCs).
The complete library can be downloaded from our web site (www.eeg7.org) in the section “Global Insurance Standards”.
Recently, ACORD hosted an interactive meeting in Munich, Germany to discuss current changes and trends within the European insurance industry and roles for standards. More than 60 executives including leading international brokers, insurers and reinsurers, IT service providers, consultants, academics, European standards organization representatives, and the ACORD Board participated.
eEG7 was represented in this meeting by Michel Bormans (Telebib2, Belgium), Juergen Heck (ACORD, UK), Dr. Christoph Oberle (BiPRO, Germany) and Dr. Manuel Reimer (eEG7 chair, VDV, Germany).
The meeting is summarised in this document.
ACORD held a dedicated Insurance Vision Day recently, at the 17th United Nations Centre for Trade Facilitation and Electronic Business meeting (UN/CEFACT) in Geneva. Its goal was to address global trends, their implications for the insurance industry as well as the relevance and future of standards.
ACORD's Juergen Heck, Program Director for Europe, moderated the event. "Our objective was to bring a diverse and international group of insurers, IT service providers, consultants and standards organizations together, to discuss those things impacting our industry today and to examine how technology and standards can be used to successfully operate in this increasingly global, complex and digitized world" Heck said.
Initial discussions focused on trends and risks impacting the industry. "Climate change, population growth, demographics, and the rise of Muslim compliant insurance are all reshaping the industry from a risk perspective," Heck said. "Together with more service related aspects such as a customer-centric focus, emerging technologies like mobile computing and nanotechnology, and disintermediation impacting brokers and intermediaries they change how we work and, most importantly, how we share information."
Standards were a theme threaded throughout the day through presentations and discussion groups: given all the innovations, the role that international standards could and should play in such topics as efficiency gains, cost reductions, improved data quality and transparency was intensively discussed. “We are moving from data standards to process standards. We should aim for EU standards based on what already exists in the national and international environment” stated Manuel Reimer of eEG7 and BiPRO. Others like Peter Hausmann of Swiss Re and Adam Stafford of Lloyd's delved deeper into these issues from corporate and international perspectives, with the clear call for further standardization at the international level.
In the end, participants formulated a set of recommendations to standards organizations:
• Ensure Right Mindset Thought-leadership playing a leading role with standards serving as an enabler
• Enable Business Advantage Accelerating standards adoption and developing business cases
• Promote Internal Service Offerings Standards serving as the shared language and as an agent for change and agility of the industry
• Communicate and progress Speaking the same business, not just technical language and strengthening cooperation among standards organizations across Europe
UN/CEFACT Core Component Library CCL09B published with Insurance Core Components
The UN/CEFACT Core Component Library Version CCL09B was published in spring 2010 and is containing now all Insurance Core Components (CCs) which were developed by the co-operation between eEG7 and ACORD (USA) within their joint UN/CEFACT P6 project.
The library of the Insurance CCs consists of 201 ACCs (Aggregate Core Components, the standardised objects) with 1,935 BCCs and ASCCs (Basic Core Components, the attributes – Association Core Components, the relationships between the ACCs). It covers the business requirements for electronic processes supporting the policy administration for the insurance lines motor and private property and casualty. Additionally, specific Insurance CCs are supporting for health insurance the reimbursement of medical services from healthcare providers (hospitals, doctors etc.) to health insurers (private or social).
The complete library can be downloaded from our web site (www.eeg7.org) in the section “Global Insurance Standards”.
eEG7 SMILe – The European Insurance Data Dictionary
On the basis of the global library eEG7 developed the SMILe Data Dictionary as a subset of the UN/CEFACT library. SMILe is designed to support electronic insurance processes in Europe by reducing the global library to those Insurance CCs that are used for insurance business in Europe.
SMILe is now available for download on our website in the section “European Insurance Standards”. The SMILe Data Dictionary contains the Insurance CCs with all their attributes. The class diagrams are illustrating the SMILe Data Model with the CCs and their associations.
Submission of Claims Core Components to UN/CEFACT
The co-operation between eEG7 and ACORD harmonised a complete set of CCs for the processes in the area of motor claims handling. The resulting 29 new ACCs with 400 BCCs and ASCCs were submitted to UN/CEFACT in May 2010.
The harmonisation group of UN/CEFACT already reviewed and accepted this submission for the next version CCL10B of the Core Component Library.
Next projects in the Co-operation of eEG7 and ACORD
During the UN/CEFACT Forum meeting in Geneva, August 30 – September 3, 2010, eEG7 and ACORD decided to continue the harmonisation of global Insurance CCs. New projects were set up for:
New eEG7 member: BiPRO e. V. (Germany)
The non-profit association BiPRO e.V. (Brancheninitiative Prozessoptimierung, www.bipro.net) joins eEG7 by July 2009. BiPRO facilitates e-business for the insurance sector in Germany by developing business and technical communication standards. The over 110 members of BiPRO are insurers, brokers, broker pools, intermediary organisations, software vendors and service providers for brokers, consultancy and other software companies.
BiPRO is organising joint standardisation projects between its members to optimise the electronic processes between insurers, brokers and other involved parties.
The development of the BiPRO standards follows five main principles:
New eEG7 participant: Carrsten Thessen (Denmark)
Carrsten Thessen joined eEG7 in April 2009 at the UN/CEFACT Forum meeting in Rome. He is working for Acando Denmark A/S (Copenhagen, www.acando.com) a service and solution provider for input, output and document management. His aim is to re-establish the close relationship between eEG7 and the insurance market in Denmark.
Third Submission of Insurance Core Components to UN/CEFACT
A third set of Insurance Core Components was submitted to UN/CEFACT in April 2009 and is actually under review by the UN/CEFACT standards groups. This submission completes the requirements for the processes in the area of policy production and administration for the insurance lines motor and homeowner.
Together with the first two submissions the Insurance Core Components are forming now a library of 183 ACCs (Aggregate Core Components, the standardised objects) with 2,080 BCCs and ASCCs (Basic Core Components, the attributes – Association Core Components, the relationships between the ACCs). The complete dictionary can be downloaded from our web site in the section “Global Insurance Standards”.
eEG7 and ACORD confirmed Co-operation
During the UN/CEFACT Forum meeting in Rome, April 20-24, 2009, eEG7 and ACORD (USA) confirmed their co-operation within the joint P6 project on the development of global Insurance Core Components. The actual harmonisation continues with core components for the processes in the area of motor claims handling. The target delivery date is set for spring 2010.
Submission of Health Insurance Core Components to UN/CEFACT
As a result from joint development between the UN/CEFACT groups TBG8 – Insurance – and TBG10 – Healthcare – a first set of core components was submitted to UN/CEFACT in April 2009. This submission contains core components for the reimbursement of medical services from healthcare providers (hospitals, doctors etc.) to health insurers (private or social).
First set of Insurance Core Components are part of UN/CEFACT Core Component Library
UN/CEFACT has published the new Version 08A of the UN/CEFACT Core Component Library (UNCCL08A). This version contains the first submission of insurance related core components prepared by the joint UN/CEFACT project P6 of eEG7 and ACORD (USA). The submission consists of two classes of core components (CCs):
1) CCs that are not insurance specific but cross-domain. To these CCs attributes have been added that are required for insurance purposes. Among these CCs are:
2) CCs that are insurance specific and/or are introduced to the Core Component Library for insurance purposes:
Please refer for the details directly to the Core Component Library UNCCL08A:
Background information is available in the section “Global Insurance Standards” on this site.
Second Submission of Insurance Core Components to UN/CEFACT
A second set of Insurance Core Components was submitted to UN/CEFACT and is actually under review by the UN/CEFACT standards groups. This submission consists of CCs in the areas of insurance policy, different party roles (insurer, policyholder, insured, intermediary, driver, claimant, etc.), insured buildings, security measurements, premium and commission calculation, and several more. At least some of these CCs will be published already in the next version of the UN/CEFACT Core Component Library (UNCCL08B).
eEG7 and ACORD (USA) are now working within the joint P6 project on the preparation of a third submission of core components. This submission will finally complete the requirements for the processes in the area of policy production and administration for the insurance lines motor and homeowner.
Second Resubmission of Insurance Core Components to UN/CEFACT
A second set of Insurance Core Components was finalised by the global UN/CEFACT project P6 and will be resubmitted now to UN/CEFACT for inclusion in the UN Core Components Library. This submission consists of Core Components in the areas of insurance policy, different party roles (insurer, policyholder, insured, intermediary, driver, claimant, etc.), insured buildings, security measurements, premium and commission calculation, and several more.
eEG7 and ACORD (USA) are now starting within the joint P6 project the preparation of a third submission of core components. This submission will finally complete the requirements for the processes in the area of policy production and administration for the insurance lines motor and homeowner.
Core Components for Motor Claims Notification
The eEG7 claims project work group finalised its first deliverable. The eEG7 SMILe model was updated with the required core components for the claims notification process in motor insurance. More than 60 core components with several hundred attributes were identified. eEG7 will now continue with the requirements of other processes for motor claims handling.
IBM announced the Implementation of the eEG7 SMILe model
In October 2007 IBM announced a new version of the product IBM WebSphere Business Services Fabric. An additional part of that product is the IBM Insurance Property and Casualty Content Pack. In this pack IBM implemented industry standards from eEG7, ACORD, and IBM's IAA.
Besides other parts the tool contains:
- Business Glossary - a common vocabulary of P&C terms based on ACORD P&C standards, eEG7 SMILe data model and IAA business-object model.
- Business Object Model - insurance P&C-specific business object models based on ACORD P&C standards and eEG7 SMILe data model.
Please find more information in the announcement papers of IBM under the link:http://www-306.ibm.com/software/integration/wbsf/library/
Resubmission of Insurance Core Components to UN/CEFACT
A first set of Insurance Core Components was reviewed as a result of the joint UN/CEFACT project P6 to which eEG7 and its partners ACORD (USA) and CSIO (Canada) participate. These Insurance Core Components were resubmitted to UN/CEFACT in October 2006. This submission consists of Core Components in the areas of insurance coverage, coverage limits, coverage conditions, coverage clauses, deductibles, person, organisation, party group, address, and several more.
eEG7 launches a new Project for the Development of Claims related Core Components
Several European countries expressed their requirements for the development of claims related core components. After a survey of these requirements eEG7 decided to set up a dedicated claims project work group with the convenor Valentijn Peute (ABZ – Solera, NL). The first priority is given to core components required for the business processes claims notification and claims settlement in motor insurance. Other lines of business (household, commercial, personal injury, workers compensation) and other processes (statistical report, loss assessment, coverage confirmation, fraud prevention, loss prevention) will follow. eEG7 invites organisations interested in the standardisation of claims related core components but not yet represented in eEG7 to participate to this development. Please contact Valentijn Peute () or the eEG7 technical administrator Nigel Wooden ().
eEG7 supports the Resubmission of Insurance Core Components to UN/CEFACT
In October 2005 the first set of Insurance Core Components were published as a result of the joint UN/CEFACT project P6 to which eEG7 and its partners ACORD (USA) and CSIO (Canada) participate. Due to the changed UN/CEFACT submission rules and due to the newest insurance requirements from eEG7 and ACORD the Insurance Core Components were updated and will be resubmitted to UN/CEFACT in October 2006.
eEG7 has finalised the International Benchmark of Insurance Standards
In each European country standards are used to facilitate electronic processes in insurance business. These standards are based on different modelling approaches and different implementation techniques. And they are designed for specific processes tailored to the requirements of the national markets. The usage of these standards is of varying success.eEG7 has finalised the survey and benchmark of the usage of insurance standards for electronic processes in the European countries. An ontology database is used to capture the survey results and to form the basis for comparative research. eEG7 is providing its members a database of strong expressiveness to benchmark the situation in the own market in comparison to other markets and to give guidance for future developments and adoption of results of other countries.
Submission of Insurance Core Components to UN/CEFACT
eEG7 welcomed the submission of the insurance core components to UN/CEFACT for inclusion in the global core components library. These insurance core components were jointly developed in the global UN/CEFACT project P6 with the partners ACORD (USA) and CSIO (Canada). For more information please find under “Global Insurance Dictionary” the press release and the complete dictionary.
eEG7 launches three new projects
Austrian Insurance Association – New member to eEG7
eEG7 welcomed the Austrian Insurance Association as a new member which was confirmed officially during the latest eEG7 meeting. The Austrian Insurance Association already very actively supported the eEG7 project groups for Healthcare Insurance and for Statistics, for several meetings. Their participation in these activities will continue.
Election of eEG7 chair and vice-chair
Due to his planned retirement in 2006, the chair Luc Sterck (PORTIMA, Belgium) had already announced at the last eEG7 plenary meeting that he would resign from his office at the eEG7 meeting in June.
The elections held at the eEG7 plenary meeting in June resulted in the following new eEG7 officers:
Dr. Manuel Reimer thanked Luc Sterck in the name of the whole group for his long-standing involvement in eEG7, since its foundation in 1988. From the beginning Luc Sterck acted as eEG7 secretary before he was elected in 1997 as eEG7 chair. eEG7 owes him a debt of gratitude for his outstanding contribution to the development of insurance standards. He will continue his participation to eEG7 until his retirement in 2006.
Submission of Insurance Core Components to UN/CEFACT
eEG7 is strongly supporting the development of interoperable insurance core components under the global UN/CEFACT project P6. Partners in this project are ACORD (USA) and CSIO (Canada). During the last P6 project meeting a first set of global insurance core components were finalised and it was decided to submit them to UN/CEFACT TBG17 for inclusion in the global core components library.At its last meeting the eEG7 plenary welcomed and confirmed unanimously the P6 decision to submit these globally harmonised insurance core components as an international standard within UN/CEFACT.
ACORD – New member to eEG7
eEG7 welcomed ACORD as a new member. Based in New York, ACORD (Association for Cooperative Operations Research and Development) is a global, non-profit insurance association whose mission is to facilitate the development and use of standards for the insurance, reinsurance and related financial services industries. With its office in London, ACORD serves the insurance industry in Europe especially the London Market. Through its membership ACORD will closely co-operate with eEG7 for the requirements of its European clients.
Reports from the eEG7 project groups
Relaunch of eEG7 web site
The eEG7 Promotion Group has finalised the redesign of the eEG7 web site which was released after the January meeting.
Powerpoint presentation available now for download - InternationalStandards.zip (1.49Mb).